Find the latest updates on a wide range of information on the current Coronavirus (Covid-19) outbreak here. TTA are contactable by telephone (0300 365 8453) or email (membership@tile.org.uk) should you have any further queries. We hope you are in good health and that you stay safe throughout these uncertain times.
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Statement from TTA Chairman
“Our members, our industry and our whole country face an unprecedented and concerning situation due to the coronavirus pandemic.
Whether you are a tiler, a manufacturer or distributor, we are all in this together and we will get through it if we work together.
At TTA we are playing our part, supporting our members, whether you are still working or not. Please make sure you access all the support that is available on our website. You will find plenty of information about all the schemes that are now coming from the Government. We’ve got a Coronavirus Response Page and we are updating TTA members daily with email bulletins, full of the latest information and support.
I know you are all working hard in your own companies to ensure you are following the H&S guidelines and helping stop the spread of the virus, and I know many of you are now working from home.
I want to let you know that here at TTA we are keeping all our services going to the best of our ability. Our head office team is now working remotely, but remains fully resourced. All our email addresses and telephone numbers are continuing to work as normal. So if you need any further information, please do not hesitate to contact us.
The industry needs to unite and we all need to help each other. I am sure we can then get through these unprecedented times, but most importantly please all stay safe.”
Paul Luff, TTA Chairman
MEMBERSHIP SUPPORT
03/04/20 TTA Offers Payment Holiday on Membership Subscriptions
TTA has announced the opportunity of a three-month ‘payment holiday’ on membership subscription direct debits.
The Association is committed to supporting its members during the coronavirus crisis. It is working in partnership with other industry organisations to ensure that our sector gets the support it needs at this time.
The offer of a payment holiday means that members who pay by direct debit will now not have to make any payments to their account until July, improving their cashflow during the coming three months.
Members will have the opportunity to register for this offer. The normal April direct debit collection is being delayed to the end of the month to give those who are interested time to get in touch, ideally by Friday 24th April. The sums due on the April, May and June direct debits will be added to the July direct debit for collection or spread across the remainder of the year.
Members are advised that they do not need to cancel or amend their direct debits, as TTA will manage the collections for them. They should also be aware that this arrangement only applies to direct debit payments that are due during April – June, not any other period.
“TTA is committed to supporting its members in whatever way it can during the current crisis,” says Paul Luff, chairman. “We are doing this by working with our partners in the industry to get the best possible support from Government, by providing information on how to access that support and now by helping lighten the financial burden being endured by our members.” The TTA team are on hand to support all members and any member who is struggling to pay, even if they do not currently pay by direct debit, is welcome to get in contact by emailing membership@tile.org.uk or phoning 0300 365 8453.
BUSINESS SUPPORT
07/04/20 TTA lobbying on behalf of the tiling industry
TTA is currently having weekly calls with Build UK, in which it is helping develop the most effective industry response to the coronavirus crisis. TTA is constantly pushing on behalf of its members for the highest levels of support for the tiling industry. The representations made are taken forward by Build UK to the Construction Leadership Council Task Force. This meets daily and acts as a bridge directly into Government. In this way TTA is ensuring that the views of its members are represented to Government as it seeks to resolve the coronavirus crisis.
Scottish Construction Sites closing
While the UK Government is still keen to keep construction going as far as possible, a different view is prevailing in Scotland. The Scottish Government has now published instructions to close almost all building sites. The guidance includes definitions of what it considers to be essential projects and those that are non-essential and which should not be working at this time. Projects which are related to the fight against Covid-19 are among those which can continue. These measures will be reviewed in three weeks. Elsewhere in the UK, sites which are able to follow the Site Operating Procedures are permitted to continue.
Construction Industry Slowdown
In its latest report on the sector, Barbour ABI in partnership with AMA Research have identified that 4,253 projects with a total value of £67.7 billion have been delayed or cancelled as a result of Covid-19. This is a significant increase from last week’s total of 1,051 projects with a value of £25.6 billion.
The research has found that around half of construction companies have now closed all their sites and around 10% are doing essential work only.
On a more positive note, the slowdown has not yet hit the planning process, with normal levels of activity still coming through the planning pipeline. This includes a number of major projects nationally, where contracts have been awarded or where work has been tendered.
In terms of sector, residential work has been by far the worst hit, with £35.8 billion of work currently delayed. By region, London has been the worst affected, with £20.8 billion of projects now delayed. Scotland is not far behind, with £16.6 billion of projects delayed, reflecting the Scottish Government’s tougher approach on the mandatory closure of building sites.
The full report from Barbour ABI and AMA Research can be downloaded from the Barbour ABI website.
06/04/20 Further Updates on Job Retention Scheme
Following queries from industry, the Government has issued further clarifications regarding implementation of the Coronavirus Job Retention Scheme, which may be of interest to employers in the tiling sector who are getting involved in the scheme.
The Government hopes to launch its online service for the Job Retention Scheme by the end of April. Once the portal is live, employers will need to submit information to HMRC about the employees that have been furloughed and their earnings. The Government says it aims to pay the first grants by the end of April.
Businesses which need more immediate support may be able to benefit from the Coronavirus Business Interruption Loan Scheme, which is delivered through the banks.
Employers whose businesses have been affected by the COVID-19 outbreak, and who wish to take advantage of the Job Retention Scheme, can furlough employees and apply for a grant for up to 80% or £2,500 per employee per month, whichever is lower. This is in addition to costs such as Employer NI and minimum auto enrolment contributions. If they wish, employers can top up individuals salary, however they will not be able to claim for anything above the 80%. Whilst on furlough individuals should not provide any services for the business.
How to claim
The grants can be claimed for the date the employee finishes work and starts furlough, not when the decision is made or confirmed to the individual in writing. The company will need to keep records of the employees being furloughed and these should be kept on file for up to 5 years. The gov.uk website additionally states that companies can claim for “any regular payments you are obliged to pay your employees. This includes wages, past overtime, fees and compulsory commission payments. However, discretionary bonus (including tips) and commission payments and non-cash payments should be excluded”.
What types of employees can be claimed for?
Employees can be on any type of employment contract, including full-time, part-time, agency, flexible, fixed or zero-hour contracts. Foreign nationals are eligible to be furloughed.
Apprentices can be furloughed in the same way as other employees and they can continue to train whilst furloughed, however whilst they are training employers should pay at least the Apprentice National Minimum Wage, National Minimum or National Living Wage, whichever is appropriate, for the time spent on training. The Government says: “This means you must cover any shortfall between the amount you can claim for their wages through this scheme and their appropriate minimum wage”.
The grant can also be claimed for employees who fit into the following group, if they are paid via PAYE:
- Office holders such as Directors
- Salaried members of limited liability partnerships
- Agency workers
- Limb b workers
How long?
The minimum length of period an individual can be furloughed for is three weeks. When they returned to work they must be taken off furlough. Employees can be furloughed multiple times, however each occasion should be for the minimum period of three weeks.
Working for other employers
If allowed within the contract of employment, employees are permitted to work for another employer whilst they have been furloughed.
Employees who left the company after 28 February
If an employee was either made redundant or they stopped working for the employer after 28th February, employers can re-employ them and place them on furlough. Any employee, taken on after 28th February will not be eligible for the scheme.
SSP
Any employees that started unpaid leave after 28th February can be claimed for under the scheme. Employees who are in receipt of Statutory Sick Pay, cannot also be furloughed, however once their claim for SSP has ended they can be placed on furlough.
Shielding
Employees who are shielding or who are staying at home with someone who is shielding, in line with public health guidelines can be furloughed if they cannot work from home and if the employer would otherwise have made them redundant. Employees unable to work, as they have caring responsibilities due to the effect of COVID-19 can be furloughed.
03/04/20 Clarity on Logistics Operations
TTA members operating in the transport and logistics area will be interested to know that the Road Haulage Association and the Freight Transport Association have both received a letter of clarification from the Department of Transport.
In the letter Ben Rimmington, Co-Director Road Safety Standards & Services, stresses that in the Government’s view all travel related to the operation of logistics business is considered essential travel in the context of the current restrictions. It is also stated that this guidance has been shared with all police forces, who are responsible for enforcing restrictions on movement.
03/04/20 More detail on furloughing employees
HR specialists and TTA member, Stallard Kane Associates, have issued a couple of further clarifications on the issue of furloughed employees.
Firstly it has been confirmed from the Treasury that limited company directors, even if they’re the only employee, can furlough their PAYE income – i.e. get 80% of their salary up to £2,500 per month. This does not however apply to those who are paid in dividends.
If you do take advantage of this scheme, technically you can’t then work for the company, but you can continue to perform your statutory director’s obligations, e.g. official legal filings.Secondly it has been established that previous employers can (but they don’t have to) re-employ a member of staff who left the company after 28 February 2020 – in order then to furlough that employee. This applies equally to those who were made redundant or who left voluntarily after this date. More information is available on the Stallard Kane Coronavirus Support Page.
02/04/20 CLC calls for greater support for manufacturers and distributors
The Construction Leadership Council (CLC) has called for the Government to provide “clear and visible encouragement” to both manufacturers and distributors of building products during the coronavirus crisis.
CLC calls for “clear support and recognition” from the Government for the essential work that the construction sector is performing in supporting public services and keeping the economy going. However CLC raises the prospect of essential works not being carried out, or being unduly delayed, due to difficulties in securing products and materials.
The answer therefore is more vocal support for the whole supply chain from Government and a number of practical measures, such as suspending PAYE and CIS payments which fall due in April and May, which would help businesses with their immediate cashflow problems.
02/04/20 Still not sure how the Government schemes can work for you?
The Construction Leadership Council and the Association for Consultancy & Engineering have produced a very clear guidance note covering both the main schemes now available to employers and the self-employed during the crisis.
The guide includes full detail on the Coronavirus Job Retention Scheme for employees on PAYE, including FAQS and an outline of the key issues which have been raised by the industry.
It also highlights full details around the Coronavirus Self-Employment Income Support Scheme, including the eligibility criteria and how the funds can be accessed.
It is important to note that this scheme is being administered by HMRC through the tax system. Those who are eligible do not need to apply and the payments will be made automatically at the beginning of June.
31/03/20 Change to Annual Leave Entitlements
Workers who have not taken all of their statutory annual leave entitlement due to COVID-19 will now be able to carry it over into the next two leave years, under measures introduced by the Government.
Most of a worker’s annual 28 days’ entitlement cannot currently be carried between leave years, meaning workers lose their holiday if they do not take it.
The new relaxation will allow up to four weeks of unused leave to be carried forward, easing the requirements on business to ensure that workers take statutory amount of annual leave in any one year.
Full details are available on the gov.uk website.
Construction Sites
Many construction sites continue to operate and the Government believes they should continue to do so, provided the work can be carried out in accordance with the Site Operating Procedures. Where site operators decide to close sites down, there is now guidance available to enable this to be carried out safely. It can be found on the Construction Leadership Council’s website.
Build UK have also published a template letter which workers can arrange to have signed by their employer, which evidences the fact that the employee is travelling to work. The letter is available on the TTA website here. Secretary of State for Business, Energy & Industrial Strategy Alok Sharma MP has issued a letter to the construction sector (see here), in which he pays tribute to everyone still working in the sector and again urges adherence to the Site Operating Procedures.
Business Support
As a reminder, the full range of business and financial support available from the Government during the coronavirus crisis is now set out clearly on a page of the Business Support website. Details of all grants, loans and other facilities can be found here.
27/03/20 Coronavirus Job Retention Scheme
The government has now released further details on how the Coronavirus Job Retention Scheme will work. Under the scheme, employers can claim a grant covering 80% of the wages for a furloughed employee, subject to a cap of £2,500 a month.
The latest change means that businesses furloughing staff during the coronavirus outbreak will receive further financial support. The costs of employer national insurance and pension contributions will now be covered by the government, in a move which could save businesses £300 a month per employee. Further information is available on the gov.uk website.
Information aimed at employees, concerning the Job Retention Scheme, is also available here.
Some businesses in our industry may be eligible to apply to the Coronavirus Business Interruption Loan Scheme (CBILS), which can provide loans of up to £5m for companies experiencing lost or deferred revenues. The British Business bank has made available an FAQ which explains how this scheme works.
Many in our industry are self-employed and full details of the scheme to help them, which was announced last week, can be found here.
If you need to contact TTA at this time, all our contact details are still operational and our office is fully resourced, although our staff are working remotely. Please don’t hesitate to get in touch with any queries you might have. This page contains details of the full range of support packages for our industry during the crisis and will be kept fully up to date.
27/03/20 Welcome Support for Self Employed Tilers
The Chancellor Rishi Sunak has announced measures to support self-employed workers, including tile fixers, who will now be eligible for a taxable direct grant amounting to 80% of their profits, with a cap of £2,500.
Their self-employment must form the majority of their earnings and they should be able to show accounts for the previous three years – and the payments will be calculated on average profits over those three years. The Chancellor said that new entrants to the trade with only one year of accounts will still be able to apply.
The scheme will last three months initially and the money will be paid in a lump sum in early June. It will be administered by HMRC and those eligible will be contacted automatically, meaning there is no need to apply.
The Chancellor admitted that anybody who was so new into the trade and just setting themselves up in business would have to be reliant on the social security system.
Full info is available on the Government Coronavirus page.
TTA working to support the industry
TTA has met (virtually) this week with Build UK and a large number of other specialist construction trade associations. The aim is to establish a joint voice across many construction sectors, with the ability to raise concerns regarding such issues as H&S and payment delays. Follow-up discussions are planned, also involving trade associations within the Construction Products Association.
Contractual Guidance
For those still working, but struggling to fulfil original contracts, due to material or labour shortages, or other reasons related to the current crisis, Build UK has worked with solicitors Wedlake Bell to produce a comprehensive guidance on contractual issues caused by Coronavirus. The document can be found here.
Little Change on Construction Sites Policy
The Government’s position on keeping construction sites open seems entrenched. Despite the issue becoming highly controversial politically, and even reports of construction workers being abused in the street on their way to work, it seems the Government is not about to change its policy on allowing construction sites to remain open, provided they operate to the Construction Leadership Council’s guidelines on safe working. Although many sites have already shut down voluntarily, Build UK has issued an update to the above guidelines, which provide further advice on their safe implementation.
Vehicle MOTs
Another development in the last two days which may be of interest to tilers concerns vehicle MOTs. From 30 March 2020, MOT due dates for cars, motorcycles and light vans will be extended by six months. This is being done to help prevent the spread of Coronavirus.
This is only applicable for cars whose tests are due after (and including) the 30th March. If your MOT is due any date up to and including 29th March, you should still get an MOT.
The full guidance is here.
26/03/20 Help On The Way?
Construction Sites
There is still no news on whether construction sites will be forced to close down in a bid to clamp down further on the spread of the Coronavirus. Construction workers heading to their jobs have been cited as one of the reasons why the tube in London has continued to be too crowded for ‘social distancing’ to be practised.
A number of principal contractors have voluntarily closed up already. However for now the Government remains intent on keeping construction going as a key driver of economic productivity.
Those who are still at work on construction sites should ensure their site conforms to the Site Operating Procedures.
Assistance for the Self-Employed
There is likely to be a welcome development today on benefits for self-employed workers, which will be of interest to many independent tilers.
There are currently around five million people who are self-employed in the UK. Up to now the Government has said that drawing up plans for self-employed people would be “incredibly difficult”. This is because their income can sometimes be irregular and intermittent.
Following mounting criticism of the fact that the self-employed are currently omitted from the available support, Boris Johnson has announced that the Government is preparing to “put its arms around every worker” and bring in support for the self-employed who lose work on account of Coronavirus. This will not be an identical scheme to that available for salaried workers and may be subject to a lower cap – but expect an announcement today.
Accounts and Tax
The Government has announced that from 25 March 2020, businesses will be able to apply for a 3-month extension for filing their accounts.
This joint initiative between the Government and Companies House will enable businesses to prioritise managing the impact of Coronavirus. Full info is available here.
The Government is also permitting postponements of all VAT payments for the next three months until the end of June 2020. VAT returns still need to be submitted however.
Rent Payments
In order to protect businesses which might be under cashflow pressure in the present circumstances, the Government is preventing the eviction of commercial tenants who cannot pay their rent due to coronavirus.
This new measure, included in the emergency Coronavirus Bill, will mean no business will be forced out of their premises if they miss a payment in the next 3 months.
Support Measures available in the Devolved Nations
For details on specific measures to help individuals and businesses in Wales, Scotland and Northern Ireland please check out the following resources:
- Scotland—refer to the Scottish Government’s latest information
- Wales—refer to the Welsh Government’s latest information
- Northern Ireland—refer to the Department of Finance’s latest information
24/03/20 It’s All About The Sites
Boris Johnson said we was giving the British people a “very simple instruction” in his address to the nation on Monday evening. However it turns out that there are a couple of key areas of confusion and debate which have an impact on the tiling sector.
Both relate to whether construction sites should be permitted to stay open. Construction workers heading to their jobs have been cited as one of the reasons why the tube in London has continued to be too crowded for ‘social distancing’ to be practised.
The Construction Leadership Council says that all construction sites should assess their situation and if they cannot implement the Site Operating Procedures, designed to limit the spread of Coronavirus, then they should not open. CLC has also said that if construction workers cannot maintain two metres social distancing during their journey to site, then they should not go there.
Given that pressure is coming from a number of quarters for construction sites to be closed down immediately, it seems likely that we will see more site closures imminently, or indeed complete closure of the industry. Watch this space!
Independent tilers and contractors, who are laid off, should visit this page for information on how they can get support.
The second area concerns tile distributors, warehouses and merchants who form part of the supply chain, selling products to sites. The Government instruction only specifically mentions consumer-facing businesses, such as hardware shops.
The assumption therefore is that, for as long as construction sites continue to operate, tile distributors can remain open. However they need to follow the rules on social distancing:
- ensure a distance of 2 metres between customers and shop assistants;
- let people enter the shop only in small groups, to ensure that spaces are not crowded;
- queue control is required outside premises that remain open.
The Government instruction also contains important information on fixers carrying out work in people’s homes. The guidance says that this work can continue, provided that the tile fixer is healthy and has no symptoms. Public health guidelines on social distancing should be followed, including maintaining a two metre distance from any household occupants, to ensure everyone’s safety. No tiling work should be carried out in any household which is isolating or where an individual is being shielded.
Remember that throughout this period all the normal TTA contact details are still operational and our office is fully resourced, although our staff are working remotely. Please contact us with any queries, suggestions and also any specific issues you want us to take up with our partner organisations in the construction industry.
24/03/20 Coronavirus Update
The Prime Minister’s statement last night significantly stepped up the nation’s fight against the Coronavirus. All companies including TTA members need to comply.
The difficulty for the construction sector, including those working in tiling, is that this is not work that can be carried out remotely. If contractors/independent tilers don’t work, they will not get paid. At the moment there is no compulsion to close down sites, although construction industry bodies are already considering the implications of the latest instructions from Government and what might be necessary next.
Where work has stopped and workers have had to be laid off, the Government is supporting business, including committing that public authorities will pay their suppliers. Details of Government schemes to support workers and businesses are available below.
For businesses which are still continuing, the Construction Leadership Council has published guidance on Site Operating Procedures, which are designed to implement the Government’s social distancing requirements and minimise the risk of the spread of infection.
This document can be found here.
ASSISTANCE FOR TTA MEMBERS DURING THE CORONAVIRUS PANDEMIC
TTA understands that businesses are urgently looking for information on how to access the various emergency support schemes which are now available from the Government.
The Chancellor’s announcement of additional help is very welcome but there is still limited assistance available for the self-employed, which comprise a significant proportion of TTA membership. TTA is working with industry bodies, such as Build UK, to gain further clarity on the schemes which have been announced and also to seek additional support for the self-employed.
Government Schemes
More information on Coronavirus (Covid-19) is available on the Government website at: https://www.gov.uk/coronavirus
Supporting Staff
Coronavirus Job Retention Scheme
The Government has announced it will cover up to 80% of salary (up to £2,500 per month) per employee for businesses to retain and furlough employees who would otherwise be made redundant due to Coronavirus related disruption – this will be backdated to 1 March 2020. This will be available for businesses of all sizes and in all sectors.
Statutory Sick Pay Refund
The Government is to refund employers up to 14 days statutory sick pay per employee off sick or self-isolating from day 1. This will be available for companies with less than 250 employees. Companies need to keep full records regarding sickness and self-isolation for when the scheme is launched.
Grant Assistance
Small Business Grant (£10,000)
The Government will provide a grant of £10,000 to businesses receiving Small Business Rate Relief (SBRF) or Rural Rate Relief (RRR). This will be administered by local authorities, who will contact eligible businesses.
Small Business Grant (up to £25,000)
The Government will provide cash grants amounting to £25,000 for retail businesses which have a rateable value of between £15,001 and £51,000.
Loans
Coronavirus Business Interruption Loan Scheme
The British Business Bank is issuing guarantees of up to 80% on loans of up to £5m in value, interest-free for the first 12 months, to help businesses access bank lending and overdrafts at favourable rates. These loans are available immediately to businesses with a turnover below £45m from banks and accredited lenders.
Covid Corporate Financing Facility
The Bank of England will buy short-term debt from larger companies to allow companies to finance short-term liabilities. This facility is available immediately from the Bank of England.
Business Rates
Business Rates Holiday for Retail Businesses:
The Government will provide English businesses in the retail sector with 100% business rates relief for the 2020/21 tax year. This is available for businesses of all sizes and will be applied automatically by the relevant local authority. Companies who have already received their 2020/21 rates bill will receive a revised bill.
Tax
VAT Deferment
The Government will defer VAT payments between 20 March and 30 June for all UK businesses, with businesses given until the end of the tax year to repay any liabilities that accumulate. This applies to all UK businesses.
Delayed Payments
A new Time to Pay facility offers businesses and the self-employed in financial distress support to restructure payments and manage their tax affairs. This is available to all businesses and self-employed who pay UK tax. HMRC considers requests individually, so applicants should contact the HMRC support line on 0800 0159 559.
Help for the Self-Employed
Self-Assessed Income Tax Payments
The Government is deferring income tax payments due in July 2020 under the self-assessment system to January 2021 with no penalties or interest for late payment applied. This is available to all self-employed individuals and will be handled automatically by HMRC.
Universal Credit
The Government is enabling self-employed individuals to access the equivalent of Statutory Sick Pay through Universal Credit. From 6 April the requirements of the Minimum Income Floor will be temporarily relaxed. This is available for all individuals who are sick or self-isolating.
More information on Coronavirus (Covid-19) is available on the Government website at: https://www.gov.uk/coronavirus
TRAINING SUPPORT
CITB has provided more information on support for employers. This is available here. The two key initiatives are as follows, with further details below:
- From 6 April 2020, CITB will pay second and third year apprenticeship attendance grants in advance, aimed at supporting employers to retain their apprentices
- The ESFA has adjusted its requirements to facilitate remote training, online assessments and breaks in learning
01/04/20 CITB Apprentice Grants
CITB is making it possible for employers to claim advanced payment of apprenticeship attendance grants for 2nd and 3rd year apprentices to help ensure future skills are retained in the construction industry amid the coronavirus outbreak.
The payments will be made from 6 April for apprentices already subject to CITB grant support and who are currently in the second or third year of their apprenticeship for the remainder of the year. The payments are expected to be able to support 7,500 apprentices, and will advance up to £2,500 in attendance grant at a time when retaining apprentices is critical.
SVQ and NVQ Support
The National Construction Colleges are currently closed, but learners who are working towards their SVQ or NVQ should continue to send in work-based evidence in the normal way, or as instructed by individual training colleges or on-site assessors.
CITB Contacts
CITB says that it is currently unable to support the Levy and Grant telephone lines. Callers with urgent queries should email levy.grant@citb.
Full details of CITB support for businesses at this time can be found on their website.
CSCS CARDS
24/03/20 COVID-19 IMPACT ON CSCS APPLICATIONS
TTA is issuing advice that the current Coronavirus (COVID-19) pandemic is impacting CSCS’s ability to issue cards to first-time applicants and those wishing to renew their card prior to expiry.
CSCS say that, because of test centre closures, construction workers will now struggle to find availability to sit the test. Those new to the industry may be unable to apply for cards as they cannot sit the test or undertake training/qualifications relevant for the card they require. Also the number of expired cards circulating in the industry will increase as existing card holders cannot renew their cards without resitting the test.
This could lead to genuine construction workers being turned away from site as they do not hold a CSCS card or their existing card has expired.
CSCS is therefore asking the industry to support the following temporary measures:
- Employers and those responsible for site access and card checking procedures are requested to use their discretion towards workers whose cards have expired since mid-March and who can provide evidence that they have been unable to sit their test or undertake the required training as a result of the closure of test or training centres.
- To assist applicants who cannot find availability to sit their tests, CSCS has extended the grace period for card renewals from 6 months after the card expires to 12 months.
CSCS has a webpage, regularly updated with the latest developments at www.cscs.uk.com/covid19
INSURANCE
01/04/20 INSURANCE ISSUES DURING THE COVID-19 CRISIS
The current crisis is generating a large amount of concern regarding insurance issues. These include concerns about:
- Employers’ liability insurance
- Public liability insurance
- Business Interruption Insurance
- Directors’ Liability Insurance
TTA member and insurance specialist COBRA has prepared a full briefing for members, which covers all these issues and many more which have been triggered by the unique circumstances under which businesses are currently operating.
HEALTH & SAFETY
Read more from TTA member and Health and Safety Specialist Stallard Kane Associates on their dedicated Coronavirus webpage.
First Aid Certificates
Fixers who hold first aid certificates that are nearing expiry might experience difficulty in accessing requalification training as a result of the coronavirus pandemic.
There is now new guidance from the HSE which extends the validity of current certificates by up to 3 months. More info is available here.